Unauthorized access to parents bank account
<p>Early in the morning the bank account password was changed. The investigation pointed to someone without authorization using my parent's phone at 1 am to verify a password change for the bank account which was then accessed.  No money was taken or transferred. I assume all the account numbers were copied along with other account information. The local police chief said unauthorized access is not a crime. No money was taken or attempted to be taken so there is not a crime to report; he could note my call. I was surprised that unauthorized access is not a crime.</p>
<p><strong>Is the information correct, that accessing someone's account by changing their password and accessing the account information is not a crime?</strong></p>

<h2>It’s probably a crime</h2>
<p>But you need to report it to the FBI because it’s a Federal crime.</p>
<p>If money had been taken it would be the state crime of fraud. However, mere access isn’t fraud.</p>
<p>It is unauthorized access to a protected computer in contravention of the <a href="https://en.m.wikipedia.org/wiki/Computer_Fraud_and_Abuse_Act" rel="nofollow noreferrer">Computer Fraud and Abuse Act</a>.</p>

fraud banking computer-misuse-act computer