Is it fraud to receive coronavirus mortgage relief when you left your job for non-COVID reasons, such as a divorce?
<p>A person quits their job non-COVID related reasons. The person moves out of the state and abandoned the home. During that time, this person makes a request to receive COVID relief on their mortgage.</p>
<p>Is this illegal? Also does the spouse have a legal obligation to report it?</p>

<p>Disclaimer: Assuming you meant USA</p>
<p>No. The criteria are so vague that it can include almost anything, like cannot find a new job because everything is down, extra expenses, etc:</p>
<blockquote>
<p>For homeowners with mortgages covered by the CARES Act, you only need to explain that you have a pandemic-related financial hardship, directly or <strong>indirectly</strong> related to the pandemic.</p>
</blockquote>
<p>(Emphasis added)</p>
<p><a href="https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/request-forbearance-or-mortgage-relief///" rel="nofollow noreferrer">CFPB</a></p>
<p>As noted in a comment by @bdb484, there are different programs, so it might depend which one and which relief.</p>

covid-19