Can I have a collections report removed from my credit history?
<p>I have a collections report on my credit history. The credit card company raised the minimum payment without notifying me or raising the automatic payment I set up for the minimum amount. I hadn't checked on any of my credit card accounts for a while just waiting for the automatic payments to eventually pay them off. Since they raised the minimum payment, I was not making the minimum for months and they sent my debt to collections.</p>
<p>I would like to get the collections off of my credit report—not just making it say that the debt is paid, but removing the fact that it ever went to collections.</p>
<p>Is there any way to remove a collections report like this from one's credit history?</p>

<p>You have a right to post an explanation of a disputed matter, but not necessarily a right to remove a truthful statement of fact, even if it exists for an understandable reason.</p>

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