I Paid my friend&#39;s phone bill now there is a debt collector coming after me
<p>A few months back I had purchased a phone for my friend. The agreement between us was that I would pay for one month and that would be it. The store employee assured me it would not have any recurring payments.</p>

<p>My name was not provided, they had signed all the documentation and the only way it was tied to my name was with my credit card.</p>

<p>I am working on a debt validation letter tonight. I'm guessing since I did not sign the agreement it will be dropped. I did not receive a formal letter in the mail, they have only tried to text me (I believe they also tried to call using a job offer as a way to get me on the phone. A person from India with broken English offered me a job over a voicemail in the same city where I had purchased the phone.)</p>

<p>Does anyone have suggestions on what I should include in the letter? Any other insights?</p>

<blockquote>
  <p>My name was not provided, they had signed all the documentation and the only way it was tied to my name was with my credit card.</p>
</blockquote>

<p>Based on this, it seems that you did not sign the contract so you are not legally liable.</p>

<p>They probably just tried to charge the credit card on file, which was yours.</p>

debt collections