Corporate Credit Rating: A Survey
Bojing Feng Xi Cheng Dan Li Zeyu Liu Wenfang Xue
Corporate credit rating (CCR) plays a very important role in the process of
contemporary economic and social development. How to use credit rating methods
for enterprises has always been a problem worthy of discussion. Through reading
and studying the relevant literature at home and abroad, this paper makes a
systematic survey of CCR. This paper combs the context of the development of
CCR methods from the three levels: statistical models, machine learning models
and neural network models, summarizes the common databases of CCR, and deeply
compares the advantages and disadvantages of the models. Finally, this paper
summarizes the problems existing in the current research and prospects the
future of CCR. Compared with the existing review of CCR, this paper expounds
and analyzes the progress of neural network model in this field in recent
years.